Help to Buy

Help to Buy

To qualify for a Help To Buy mortgage guarantee, your home must be:

A – priced £600,000 or less.

B – your main home (you can’t use Help To Buy to buy as a second home or as a buy-to-let property).

C – there are no income restrictions.

New Builds

The government will provide a loan for up to 20% of the price, this loan is interest free for 5 years. You only require a 5% deposit.

For example:

Purchase Price of property = £100,000

Government equity share = £20,000

The share of the property you are buying is £80000

You require a deposit of £5000

In London this is now up to 40% deferred.


Mortgage Solutions Barnsley Limited is an appointed representative of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage!

We can charge a fee of up to £495 on offer of the mortgage. However, we reserve the right not to charge a fee. The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers in the UK.